In South Africa, personal loans are a popular way to cover unexpected expenses, consolidate debt, or fund big purchases. Two well-known providers are Capfin and RCS Loans, both offering unsecured personal loans with quick approvals. But when it comes to cost, many borrowers ask: Capfin vs RCS loans – which is cheaper? This comprehensive comparison
In 2025, having a low credit score (typically below 580 on the FICO scale) doesn’t mean you’re shut out from building or accessing credit through retail store accounts. Many retailers offer store credit cards (also called retail or private-label cards) designed with more lenient approval criteria than general-purpose credit cards. These can be a valuable
Opening a business bank account online has never been easier. In 2025, most banks and fintech providers allow you to complete the entire process digitally in minutes—no branch visits required. Whether you’re a sole proprietor, LLC, or startup, a dedicated business checking account keeps your finances separate, simplifies taxes, and builds business credit. This guide
Knowing your credit status is more important than ever in 2025. Whether you’re applying for a loan, renting a home, buying a car, or just want to protect yourself from fraud, checking your credit report regularly can save you from costly surprises. The good news is that you don’t have to pay for it. In
In today’s fast-paced world, unexpected expenses can hit anyone—whether it’s a medical emergency, car repairs, or bridging the gap until payday. Traditional bank loans often involve lengthy paperwork and waiting periods, but fast-approval loan apps in South Africa have changed the game. These digital platforms offer quick applications, instant decisions, and same-day payouts, often without
If you’ve been sent money via FNB eWallet but it’s not showing up or you haven’t received the expected SMS notification, you’re not alone. This is one of the most common issues with FNB’s popular instant money transfer service in South Africa. The good news? Most cases can be resolved quickly with a few simple
Mistakes happen—whether you’ve sent money to the wrong person, fallen victim to fraud, or noticed an unauthorized debit order. If you’re a Capitec Bank customer, you might be wondering how to reverse a payment on Capitec. This comprehensive guide covers everything you need to know in 2025, including step-by-step instructions, limitations, timelines, and tips to
In today’s financial landscape, your credit score is your passport to better loans, lower interest rates, and financial freedom. If you’re a Capitec Bank client in South Africa, improving your credit score can open doors to higher credit limits, personal loans, or even that dream home. But how do you boost it quickly without falling